FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
The Shining Star Hero Program allows for homeownership for heroes in our community!
We are a full-service mortgage company based in Parker, CO. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Nexa Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
Laura is the best ever!!!
Laura went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Laura tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Laura, rest assured that all efforts would be exerted to make them a reality. Choosing Laura as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Laura to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Laura!
Laura is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Laura expertly led us, helping navigate the complexities with ease. Even after the purchase, Laura's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Laura takes truly makes individuals feel well taken care of. Working with Laura is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
STEP 1
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
STEP 1
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
My passion stems from a desire to make a positive and significant impact on the lives of the people around me. This is true in all areas of my life. Purchasing a home is one of the most emotional, sizable, and financially impactful purchases of a lifetime. The journey is fraught with anxiety, stress, and questions. As a unique partner, my goal is to mitigate that stress, and I do this through a personalized approach. I believe in educating my customers, by providing a breadth of insights and financial perspectives, empowering them to make good decisions. Opinions in the marketplace are constantly evolving and it’s essential my customers are kept informed. My experience as a Texas Real Estate agent is invaluable for what I bring to the table as a loan professional. I’ve been fortunate to travel extensively around the world and early in life enjoyed a 10-year career as a professional actress in New York City. For me, it’s all about people. In the end, the only loan that anyone cares about is theirs and I manage the process with an empathic, “one loan at a time” perspective.
My passion stems from a desire to make a positive and significant impact on the lives of the people around me. This is true in all areas of my life. Purchasing a home is one of the most emotional, sizable, and financially impactful purchases of a lifetime. The journey is fraught with anxiety, stress, and questions. As a unique partner, my goal is to mitigate that stress, and I do this through a personalized approach. I believe in educating my customers, by providing a breadth of insights and financial perspectives, empowering them to make good decisions. Opinions in the marketplace are constantly evolving and it’s essential my customers are kept informed. My experience as a Texas Real Estate agent is invaluable for what I bring to the table as a loan professional. I’ve been fortunate to travel extensively around the world and early in life enjoyed a 10-year career as a professional actress in New York City. For me, it’s all about people. In the end, the only loan that anyone cares about is theirs and I manage the process with an empathic, “one loan at a time” perspective.C
Call 512-361-5201
Call 512-361-5201
Copyright © 2024 | Licensed In: Texas | Company NMLS: 75333 | NMLS # 2360100
Copyright ©2023 | Licensed In: Texas | Company NMLS: 75333 | NMLS # 2360100